Creative Financing Strategies
Innovative Lending provides competitive results for real estate investors, developers, and owner-occupants (see footer notes). Given our extensive experience, we offer direct expertise for each situation and transaction, whether you are buying a personal home (see footer notes) or you have commercial project needs, such as financing existing properties, construction, development, or community redevelopment. We are uniquely backed by dedicated asset management solutions designed to advance effectiveness for real estate experts.
Counseling Method
As a stable provider of credit and banking solutions for the real estate industry since 1996, we work directly with you, attending to pressing and potential capital necessities. Our satisfied clients include many of the pinnacle real estate developers and investors in the country.
Many Choices in Financing Solutions
We understand that complex financial transactions call for flexible solutions and a firm comprehension of the fluctuating market and industry phases. Therefore, we endeavor to pass along that knowledge to you, to secure transactions efficiently and effectively.
Affordable Housing
A proven history and extensive qualifications to sustain the growth of affordable housing on a national scale.
Construction and Interim Financing
Flexible financing arrangements and access to real estate markets for leading developers nationwide.
Owner-Occupied Mortgages
Financing for owner-occupants planning on refinancing or purchasing a commercial property. (Referred to one of our Residential Mortgage brokers)
Real Estate Investor Mortgages
Plans customized to meet the needs of mortgage brokers and investors for office, industrial, retail and multi-family properties.
Keywords: creative financing, business funding, business lines of credit, commercial loans, investor loans
Interview Q&A
How long have you been in business?
Since 1972
What is your primary product or service?
Financial Literacy is defined as "the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being."
How did you first become interested in your line of business? (if owner) - What is your background? (If owner or store manager)
I have been in the financial services industry since 1972. My desire is to help individuals, families and businesses create lifetime income streams, give them the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being.
How do you differentiate yourself from other businesses in your category and area?
We offer a financial analysis to all of our clients so they can make an informed decision on all of their Financial & Real Estate planning
How many locations do you have and do you have plans to expand?
We are currently in California but are expanding Nationwide.
Provide detailed directions to your location
Downtown business location
What type of payments do you accept?
This depends on the services the client needs
Which areas do you service?
Nationwide
Who owns your company or runs daily operations?
Pilar Tobias
What are your hours of operation?
By appointment only
What is the best compliment anyone can give you?
We are committed to providing unbiased advice and prudent strategies in all areas of Real Estate & Financial Services.
We treat our clients with courtesy and integrity. We guarantee realistic, advice that achieves results. We will lead you on a course to financial freedom. Our years of experience and notable expertise ensure that your financial future is in good hands.
Our consistent track record of uncompromising ethics instills confidence and trust. We use cutting edge technologies to ensure up to the minute information . This allows us to respond quickly, and give you the most relevant information and perspective. Our reward is our satisfied clients.
What is your favorite quote or Bible verse?
Philippians 4:19 My God shall supply all your need according to his riches in glory by Christ Jesus.